SAFE SAFE 5.5 - Address flooding risk for the protection of people, property and the environment.

CRS (Community Rating System) Rating for floods


The National Flood Insurance Program (NFIP) Community Rating System (CRS) was implemented in 1990 as a voluntary program for recognizing and encouraging community floodplain management activities exceeding the minimum NFIP standards.  The program evaluates communities in four floodplain categories:

  • Public Information
  • Mapping and Regulations
  • Flood Damage Reduction
  • Warning and Response.

There are 9 CRS Classes with the highest level being a Class 1.  Seven (7) communities in the U.S. occupy the highest CRS levels.   Each built a floodplain management program tailored to is own particular hazards, character and goals.   Fort Collins (Class 2) uses diverse approaches to keep its large student population informed. Identifying and protecting critical facilities and continually improving its GIS system help the city maintain its exemplary program.  For a Class 2 community, flood insurance policy holders are eligible for a 40% premium discount.  The average premium discount in the SFHA is $737.

% city protected at 100-year storm level
% completion of Master Plan needs for Stormwater projects